Why You Should Refinance with HARP

HARP ProgramIf you are underwater on the mortgage and live in the State of California, all you have to do is contact us and our loan professionals will assist you with the Home Affordable Refinance Program. After we analyze your situation, you may find that the home you currently own, can be affordable.

  • What Is HARP Refinance?

    The HARP Phase II or Home Affordable Refinance Program is a Federal government backed home mortgage program that allows you refinance your home with little to no equity. You must have a current Freddie Mac or Fannie Mae loan and it does not matter if you owe more than the home is worth; if you have an adjustable rate type of mortgage; if you were turned down in your attempts to refinance the loan or if you cannot afford to make regular mortgage payments then a HARP mortgage can help you save money. Give us a call and we will give you the full details of exactly what is required to launch a successive application.

  • What Is Your Situation?

    If any of the following sounds familiar, then it is time to give us visit. You can no longer afford to make your home’s mortgage payments; you do not qualify for a loan modification because you are current on your loan; the value of your home has fallen; or you owe more than what your home is worth. We will provide you with a number of options which will enable you tackle any or all of these challenges you may be dealing with.

    What Is an Underwater Mortgage?

    If your home loan has a higher outstanding balance than its free market value, then you have an underwater mortgage. In such a situation, you are unable to sell the home unless you pay the loss out of your pocket. It also stops you from getting a refinancing package from financial companies because for them the risk is too high. That is when the HARP 2.0 refinance can help.

  • What Are the Benefits When Refinance with HARP?

    Once we help you successfully qualify and obtain a harp mortgage refinanced loan, you will have a more stable loan product with low fixed harp refinance rates, and a much lower monthly principal and interest payment to make.

  • How to Start the Refinance Process?

    The way to get started is to simply fill out our form which is available online. With the information gathered, our finance experts will research your situation and determine if you are eligible for any harp lenders and the programs. If your home is eligible, we shall then show you how much savings you will realize with the refinancing of your home mortgage using the program.

    Do not let an underwater mortgage give you any more sleepless nights, visit us today, give us a call or visit our website.

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